This is a case in which the insurance company had one interpretation of a policy and our client had another. The injury occurred when a cow became agitated, bumped into a defective gate which fell off and struck our client, causing serious injury.
The insurance company said the accident was not covered by their policy at that location. We were able to prove that the policy actually was valid and the injury covered. Our client received several million dollars – many times the policy limit – because previous attempts at settlement were rejected.
If you are in an injury accident and are told by your insurance company that your injury is not covered by an insurance policy, get another opinion.